You set the budget.
They pick the plan.

Setup

• Send your own spreadsheet. We read it.
• Gaps filled in by a link to the employee
• Classes and allowances built from the census
• Every federally permitted employee class
• 3:1 age limit enforced on every save

Affordability and quotes

• Every employee tested against their county's benchmark plan
• IRS percentage set for each plan year
• Quote compared with what you pay today
• Re-run after any class or allowance change
• Premium tax credit estimates per employee Soon

Paperwork

• Plan document with the allowance schedule, e-signed
• A timestamped, signed PDF for every election and waiver
• Re-signing prompted when classes change
• Elections due a full month before coverage starts

For employees

• One link, QR code or printable poster per group
• Plans priced for their real household
• Your recommended plans first, every plan one tap away
• Reminder emails at 7, 3 and 1 days out

Enrollment and billing

• Our enrollment team enrolls everyone who accepts
• One monthly bill that posts and drafts on its own
• Other products on the same bill
• Enrollment and payment status for every employee

For brokers and affiliates

• One setup checklist for every group
• Products sold alongside pay commission the usual way
• Add your own service fee to the group's bill, where turned on

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