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CHOICEBrokersDoneWELL TPA
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Health Benefits Built for Your Group

Predictable costs for the business. Open provider access for your people.

The Problem You Already Know

Traditional group plans

  • Year-over-year premium increases
  • Low participation rates
  • One-size-fits-all underwriting
  • Complex administration

The AllAboard365 Approach

  1. Proper risk distribution
  2. Transparent out-of-pocket
  3. Predictable cost modeling

Better Benefits for Employers and Employees

Business professionals shaking hands across a meeting table

What Employers Like Most

  • Administrative simplicity

    Less paperwork and time managing benefits.

  • Predictable, lower costs

    Often 20–40% less than traditional group plans.

  • Clear member communication

    A jargon-free walkthrough for your team.

  • AI-supported guidance

    Columbus answers routine questions, so HR doesn’t have to.

Get a Quote for Your Group
A family talking with their doctor during an office visit

What Members Get

  • Clear pricing before care

    Know your cost before you walk in.

  • See any doctor you want

    Any licensed provider nationwide. No referrals.

  • Easy enrollment

    Sign up in minutes.

  • Real human support

    A real person when you need help.

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How It Works for Members

  1. Visit a Provider

    Any doctor or specialist. No referrals.

  2. Pay Your Listed Amount

    Your cost is clear upfront.

  3. The Rest Is Handled

    Claims are processed for you.

See Any Provider You Want

  • Search Before You Go

    Confirm streamlined billing before your visit.

  • Hospital Systems Included

    Major systems and specialists, searchable by facility.

  • No Referrals Needed

    No waiting on referrals or pre-approvals.

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How implementation works

  1. Census

  2. Quote

  3. Group Meeting

  4. Enroll

Our small plumbing business with 6 members now has better coverage and we saved $22k.

TimBusiness Owner

Common Questions

Ready to See What This Looks Like for Your Group?

A custom quote built around your team.